Foley Personal Injury Lawyer

Serious Injury Representation Backed by Trial Experience

When you’re dealing with a serious injury, the stakes are straightforward: medical costs, time away from work, long-term limitations, and an insurance process that is built to dispute liability and limit payouts. The sooner a strong claim strategy is put in place, the better positioned you are to protect your recovery.

At Bolt Law Firm, we represent injured Minnesotans and families in serious personal injury and wrongful death cases statewide. We’re known for disciplined case preparation, direct attorney involvement, and a readiness to litigate when the other side won’t be reasonable.

Why clients hire Bolt Law Firm:

• Dual Board-Certified Trial Specialist (David Bolt)
• Insurance-defense experience on the plaintiff’s side
• Trial-ready preparation from day one
• Direct attorney access and responsive communication

Call (763) 292-2102 or contact us online for a FREE, confidential consultation.

Millions of Dollars Recovered for Clients

Our firm has recovered millions for injured clients across Minnesota through verdicts and settlements in complex cases. Examples include:

• $15.3 million — Record-setting railroad yard injury verdict
• $8 million — Railroad track accident causing catastrophic injuries to a child
• $5.8 million — FELA case involving sanctions for misconduct
• $4 million — Wrongful death at a grain elevator
• $2.5 million — Car/truck crash causing traumatic brain injury and job loss

See more of our results.

Attorney Spotlight: David Bolt

David Bolt founded Bolt Law Firm to represent injured people and families in serious cases that require real trial skill and thorough preparation. Before shifting to plaintiff-side work, he spent more than a decade defending insurance companies and corporate defendants. That experience informs how we approach every case, including how we anticipate defense arguments, evaluate risk, and develop proof of liability and damages.

David Bolt is dual board-certified as a Civil Trial Specialist by the National Board of Trial Advocacy and the Minnesota State Bar Association. Clients also value the practical structure of the firm: direct attorney access, honest case evaluation, and a litigation posture built to move cases forward.

Cases We Handle in Foley and Throughout Central Minnesota

Bolt Law Firm represents injured people and families in serious personal injury and wrongful death matters, including:

• Motor vehicle crashes (car, truck, motorcycle, pedestrian, bicycle)
• Catastrophic injury cases involving permanent or long-term impairment
• Wrongful death and fatal accident claims
• Premises liability (dangerous property conditions and preventable hazards)
• Work-related third-party injury claims (when a non-employer caused or contributed to the injury)
• Product and equipment-related injuries involving unsafe products or failures
• Complex claims involving corporate defendants where resources and litigation experience matter

Do I Have a Personal Injury Case?

Most personal injury claims come down to whether the evidence can show two things: someone was legally at fault, and their conduct caused measurable harm. If those points can be supported with documentation, you may have a viable case.

Here are the core factors we look at in a case evaluation:

• Liability: Is there a clear reason the other party is responsible (and proof to support it)?
• Causation: Do the medical records connect the injury to the incident in a way the defense can’t easily dismiss?
• Damages: Are the losses significant enough to justify a claim (medical costs, missed income, long-term limitations, future care needs)?
• Evidence quality: Are there records, witnesses, photos/video, reports, or other documentation that can be preserved and used to prove what happened?

It’s also common to have uncertainty early, especially about fault or how serious the injury will become. That’s exactly why early investigation and medical documentation matter.

Proving Negligence and Liability 

Most serious injury cases are based on negligence. The legal elements are consistent, but the value of a case is usually decided by how well those elements are proven and how effectively common defense arguments are handled.

To establish negligence, the proof typically needs to show:

• Duty: the defendant had a legal obligation to act with reasonable care
• Breach: the defendant failed to meet that obligation
• Causation: the breach was a substantial factor in causing the injury
• Damages: the injury resulted in losses the law allows compensation for

Insurers often challenge the claim by raising disputes designed to reduce value, such as:

• “You can’t prove what happened.” (fact disputes, missing documentation, conflicting statements)
• “Your injury isn’t from this incident.” (pre-existing condition arguments, gaps in treatment, causation challenges)
• “The treatment was excessive.” (medical necessity disputes)
• “You share fault.” (comparative fault arguments used to reduce damages)

We build cases by preserving evidence early, developing a clean medical narrative, and using experts when needed to support causation and long-term impact.

How Long Does a Personal Injury Case Take?

Some cases resolve in months; others take longer. The main drivers usually include:

• Medical course and recovery timeline — Serious injuries take time to evaluate properly, especially when future treatment needs are still unfolding.
• Disputed liability — If fault is contested, additional investigation, experts, or formal discovery may be needed.
• Multiple defendants or layered insurance — More parties can mean more finger-pointing and a longer path to resolution.
• Insurer tactics — Delay, low offers, and “papering the file” are common when a carrier thinks a claimant will accept less.
• Whether litigation is required — Lawsuits add time, but they also add leverage and tools to obtain evidence.

The right timeline is the one that allows the claim to be valued accurately, with the medical and financial impact supported by documentation.

What Compensation Can Injury Victims Recover?

Depending on the case, compensation may include:

• Medical expenses and related care (past and future)
• Lost income and reduced earning capacity
• Pain, suffering, and emotional distress
• Long-term limitations (disability, scarring/disfigurement, loss of enjoyment of life)
• Out-of-pocket costs and necessary household services
• Wrongful death damages available under Minnesota law (when applicable)

Minnesota Statute of Limitations 

In Minnesota, personal injury claims are governed by filing deadlines, and missing the correct deadline can end the case regardless of liability. Many personal injury matters are subject to a two-year statute of limitations, but the timeline can vary depending on the type of claim and any special rules that apply.

Early legal review helps protect a claim because:

• Key evidence can disappear quickly (video, records, witness availability)
• Responsibility may involve multiple parties and takes time to identify
• Medical documentation matters for proving causation and long-term damages
• Deadlines can be fact-specific in certain scenarios

A consultation helps confirm the applicable timeline and protects against avoidable deadline issues.

How Contingency Fees Work 

Bolt Law Firm handles personal injury and wrongful death cases on a contingency fee basis. That arrangement is designed so injured people can pursue a claim without paying hourly legal fees while they’re already dealing with financial pressure.

That means:

• No upfront attorney fees
• No hourly billing
• The firm is paid only if compensation is recovered

During the free consultation, we can explain how fees and case costs typically work, what clients usually see during litigation, and how the recovery is handled so you know what to expect from the start.

Call for a FREE Consultation: (763) 292-2102

If you or someone you love was seriously injured due to another party’s negligence, Bolt Law Firm can help.

Call (763) 292-2102 or contact us online for a FREE, confidential consultation.