Otsego Personal Injury Lawyer
Experienced Representation for the Injured in Wright County
When you’re hurt because someone else was careless, you need more than sympathy—you need results. At Bolt Law Firm, we represent individuals and families across Wright County in serious injury and wrongful death cases. Our firm is built on trial experience, technical knowledge, and an unwavering commitment to real people facing real challenges.
Whether your injury occurred on Highway 101, Interstate 94, or a local road in Otsego’s growing neighborhoods, we have the skill and resources to take on powerful insurance companies and corporations. Our team has recovered millions of dollars for Minnesotans and stands ready to fight for you.
Call (763) 292-2102 or contact us online to schedule a free, no-obligation consultation with an Otsego personal injury attorney.
Why Clients Trust Bolt Law Firm
- We Know the Insurance Playbook. Founder David Bolt spent over a decade representing insurance companies and large corporations — experience that now gives our clients a tactical edge.
- Board-Certified Trial Skill. David Bolt is dual-certified as a Civil Trial Specialist by the National Board of Trial Advocacy and the Minnesota State Bar Association.
- Millions Recovered. From catastrophic injuries to complex wrongful death cases, we’ve helped clients across Minnesota secure record-setting results.
- Direct Attorney Access. You’ll work directly with your lawyer throughout your case, not passed between departments or assistants.
Recent Case Results
Our results reflect our commitment to excellence in complex personal injury and wrongful death litigation:
- $15.3 Million — Railroad yard injury (record verdict)
- $8 Million — Railroad track accident (child injury)
- $5.8 Million — FELA case (BNSF sanctions)
- $4 Million — Grain elevator fall (wrongful death)
- $2.5 Million — Car/truck crash (traumatic brain injury)
Client Testimonials
"From the start of working with Bolt Law Firm, I could tell this firm was the right fit: professional, knowledgeable, and supportive." – Former Client
“Words cannot express the gratitude and relief! These past years have been a struggle for my family and me. I hold Bolt Law Firm in the highest regard. They fought long and hard for us. The morning after the crash changed our fight. Certain people pass through your life for a reason. Thank you so much again!” – Former Client
Types of Personal Injury Cases We Handle
Our firm represents clients in a full spectrum of serious injury and wrongful death cases across Otsego, Wright County, and throughout Minnesota, including:
- Motor Vehicle Accidents: Car, truck, and motorcycle crashes, whether caused by distraction, speeding, or impaired driving.
- Catastrophic Injuries: Brain and spinal cord trauma, amputations, and severe burns.
- Wrongful Death: Seeking justice and accountability for families after fatal accidents.
- Premises Liability: Slip and fall, unsafe property conditions, and negligent security.
- Defective Products: Dangerous consumer goods, machinery, or safety equipment.
- Railroad & Train Accidents: Representing injured workers and civilians in complex FELA claims.
Each case we handle is built on investigation, expert testimony, and strategic preparation. We don’t just file claims. We build cases ready for trial.
Your Rights After an Injury in Minnesota
Minnesota personal injury law is based on the principle of negligence, which is the failure to use reasonable care that causes harm to another. When negligence leads to injury, victims have the right to pursue compensation for both financial and non-economic losses, including:
- Medical treatment and rehabilitation
- Lost income and diminished earning ability
- Pain, suffering, and emotional distress
- Long-term disability and disfigurement
- Loss of companionship and quality of life
Under Minnesota’s comparative fault system, you can still recover compensation even if you share some responsibility for the accident—so long as you’re less than 50% at fault.
However, insurers often exploit this rule to minimize payouts, and deadlines under the applicable statute of limitations mean early legal representation is essential.
Our Legal Process
We approach every case with precision and persistence:
- Consultation: We start by listening. Our free case review allows us to understand your situation and goals.
- Investigation: We collect police reports, witness statements, and expert opinions to uncover what happened and who’s responsible.
- Case Development: Our attorneys calculate damages and prepare your claim as though it’s heading to trial.
- Negotiation: We engage insurers directly, backed by evidence and a reputation for aggressive advocacy.
- Trial (if needed): When defendants refuse fair settlements, we’re fully prepared to fight in court.
Our clients can expect consistent communication and hands-on guidance every step of the way.
Personal Injury FAQ
What Does It Cost to Hire Bolt Law Firm?
There are no upfront costs. We handle personal injury cases on a contingency fee basis, meaning we only get paid if we win compensation for you.
How Long Do I Have to File a Claim?
Minnesota personal injury cases must be initiated within six years of the incident if the claim is based on negligence. Numerous exceptions to the six-year rule exist including claims for minors, government-related claims, claims against alcohol establishments, underinsured/uninsured motorist claims, product liability claims, intentional tort claims, claims based on improvements to property, and various other claims, so early legal help is key.
What If the At-Fault Driver Is Uninsured or Underinsured?
You may still recover through your UM/UIM coverage, an optional form of coverage within your own auto policy that steps in when the other driver lacks sufficient insurance. Our attorneys regularly handle these complex claims and can review your coverage.
Will I Have to Go to Court?
Most cases settle without trial, but we prepare every case for litigation. Insurers know we’re ready to go to court, which helps us secure better settlements.
What Kind of Compensation Can I Expect?
That depends on your injuries, treatment, and long-term impact. We pursue full compensation for medical bills, lost wages, pain and suffering, and future care needs.
Call for a Free Consultation: (763) 292-2102
If you’ve been seriously injured in Otsego or anywhere in Wright County, turn to a firm that knows how to win.
Call (763) 292-2102 or contact us online to speak directly with an experienced personal injury attorney today.