Ramsey Personal Injury Lawyer

Trusted Advocates for the Injured in Ramsey and Across Anoka County

When you or someone you love is seriously injured, you need a law firm with the skill, resources, and reputation to take on powerful insurance companies. 

At Bolt Law Firm, we’ve earned our standing as one of Minnesota’s premier personal injury law firms. We’re backed by an award-winning team of trial lawyers who’ve recovered millions of dollars in compensation for victims across Anoka County and the greater Twin Cities metro. If you have a potential case, we have what it takes to help.

Why Clients Choose Bolt Law Firm

• We Know the Other Side. Founder David Bolt spent over a decade defending insurance companies and corporations — insight that now helps our clients.
• Board-Certified Trial Expertise. David Bolt is dual-certified as a Civil Trial Specialist by both the NBTA and the MSBA.
• Proven Results. Our attorneys have recovered millions in verdicts and settlements for injured Minnesotans.
• Personalized Attention. Every client works directly with their attorney, not through layers of staff.
• Respected & Recommended. We’ve earned statewide recognition for our integrity, professionalism, and client satisfaction.

Call (763) 292-2102 or contact us online to speak with a Ramsey personal injury attorney. Consultations are FREE and confidential.

Proven Results in Serious Injury Cases

Our trial team has secured millions of dollars in verdicts and settlements for victims across Minnesota. Some of our results include:

• $15.3 Million — Railroad yard injury, record-setting verdict.
• $8 Million — Railroad track accident, child lost both legs in a preventable incident.
• $5.8 Million — FELA case involving sanctions against BNSF for misconduct.
• $4 Million — Wrongful death of a truck driver at a grain elevator.
• $2.5 Million — Car/truck crash causing traumatic brain injury and job loss.

View more case results.

Client Testimonials

"We had a great experience with Bolt Law Firm. They were very responsive to all our calls and emails. We always got our questions answered in a timely manner. They are highly recommended!" – Former Client

"I couldn’t have asked for a more patient and professional attorney...He put my mind at ease more times than I can count and I appreciate his demeanor and his patience." –Former Client

Read more client reviews.

Cases We Handle

At Bolt Law Firm, our attorneys represent individuals and families throughout Anoka County in a wide range of serious injury and wrongful death cases. We’re equipped to handle matters involving:

• Car, Truck, and Motorcycle Accidents – Including rear-end, rollover, drunk driving, and hit-and-run crashes.
• Catastrophic Injuries – Traumatic brain injury, spinal cord damage, amputations, and severe burns.
• Wrongful Death – Helping families pursue justice and accountability after fatal accidents.
• Premises Liability – Slip and fall injuries, unsafe property conditions, and negligent security.
• Defective Products – Injuries caused by dangerous consumer products, equipment, or machinery.
• Train and Railroad Accidents – Representing injured workers and civilians in complex FELA and railroad claims.

Understanding Your Rights After an Injury

If you were hurt because someone else was careless, you may have the right to file a personal injury claim. These cases are based on the principle of negligence, which is the failure to use reasonable care that results in harm to another person.

In Minnesota, victims can pursue compensation for:

• Medical bills, rehabilitation, and long-term care needs
• Lost wages and reduced earning capacity
• Pain, suffering, and loss of quality of life
• Property damage and other out-of-pocket expenses

The process generally involves filing a claim with the at-fault party’s insurer, negotiating for a fair settlement, and, when necessary, filing a lawsuit. Having an experienced trial firm like Bolt Law Firm on your side ensures your case is documented properly, deadlines are met, and insurers are held to account.

Our attorneys understand Minnesota’s comparative fault rule, statute of limitations, and the many tactics insurance carriers use to minimize payouts. We handle the details so you can focus on recovery.

How We Approach Personal Injury Cases

Our process is designed to take the burden off your shoulders and put it on ours.

1. Free Consultation – We listen to your story and assess your case with honesty and care.
2. Investigation – Our attorneys gather evidence, witness statements, and expert testimony to support your claim.
3. Case Building – We calculate your damages and prepare your case as if it were going to trial from day one.
4. Negotiation – We push insurers for full and fair settlements — and we’re ready to go to court if they don’t deal in good faith.
5. Resolution – Our goal is simple: to secure justice and the financial recovery you deserve.

Personal Injury FAQ

How Much Does It Cost to Hire Bolt Law Firm?

We handle personal injury cases on a contingency fee basis. That means you pay no upfront fees and no attorney fees unless we win compensation for you. Your consultation is always free.

What Types of Damages Can I Recover?

You may be eligible to recover compensation for medical expenses, lost income, pain and suffering, property damage, and other financial losses. In cases involving permanent injury or death, additional damages may apply.

How Long Do I Have to File a Claim in Minnesota?

In most personal injury cases, Minnesota law gives you six years from the date of the injury to file a lawsuit. However, many exceptions exist, especially in cases involving minors, government entities, bars or alcohol establishments, uninsured/underinsured motorists or wrongful death. It’s best to speak with an attorney as soon as possible to protect your rights and so that your attorney can preserve evidence on your behalf.  In some cases, the law requires a claimant to notify another entity within six months of the date of injury. 

Will My Case Go to Trial?

Most cases are resolved through settlement, but we prepare every case as though it will go to trial. This approach strengthens your position during negotiations and ensures we’re ready if litigation becomes necessary.

What Should I Do If the Other Driver Is Uninsured or Underinsured?

You may still be able to recover through your own uninsured or underinsured motorist (UM/UIM) coverage. Our firm handled UM/UIM claims and can help you evaluate options.

Call for a Free Consultation: (763) 292-2102

If you’ve been injured due to someone else’s negligence, you don’t have to face the aftermath alone.

Call (763) 292-2102 or contact us online to speak directly with an experienced personal injury attorney. We’re here to help you move forward.